Welcome
With 17 years of client service experience, Joshua D. Brett is a decorated Military Veteran and Licensed Insurance Broker. He strives for excellence in delivering the desired results his clients require and expect of him. Give Josh an opportunity to show you why he is highly recommended and to honorably earn your business.
State Licenses
National Producer Number: 21158317
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Service
Joshua D. Brett provides education and services for Final Expense Insurance throughout the United States.
What is Final Expense Insurance
Final expense insurance is a type of life insurance that's specifically designed to cover the costs associated with death and burial. These costs can include funeral expenses, burial plots, caskets, and other related expenses.
Key features of final expense insurance:
Small death benefit: The death benefit is typically relatively small, often ranging from a few thousand to a few tens of thousands of dollars.
Affordable: Premiums are typically lower than traditional life insurance policies due to the smaller death benefit.
Guaranteed acceptance: Many final expense insurance policies offer guaranteed acceptance, meaning that you're likely to be approved for coverage regardless of your health or age.
Cash value: Some final expense policies may also include a cash value component, which allows you to accumulate cash over time that can be accessed while you're still living.
Flexible payment options: Offers various payment plans to suit your budget.
Benefits of final expense insurance:
Financial burden relief: Final expense insurance can help alleviate the financial burden on your loved ones after your death.
Peace of mind: Knowing that your final expenses are covered can provide you and your family with peace of mind.
Flexibility: Final expense insurance is often available in various payment options, such as single premium or monthly payments, to suit your budget.
Whole life insurance: Provides lifetime coverage as long as premiums are paid.
Who needs final expense insurance?
Final expense insurance is particularly beneficial for:
Seniors: As people age, the risk of unexpected medical expenses and end-of-life costs increases. Final expense insurance can help alleviate the financial burden on loved ones.
Individuals with pre-existing health conditions: Traditional life insurance may be difficult or expensive to obtain for those with health issues. Final expense insurance offers an alternative.
Anyone who wants to ensure their loved ones are financially protected after their death.
Schedule your Free 1-on-1, No obligation discussion about Your Insurance Options.
Call Monday - Saturday | 9 AM - 6 PM
Call Now
If you need to set an appointment for a specific time and date, please check the calendar for availability and schedule your appointment.
View Calendar
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Contact
Schedule your Free 1-on-1, No obligation discussion about Your Insurance Options.
Call Monday - Saturday | 9 AM - 6 PM
Call Now
If you need to set an appointment for a specific time and date, please check the calendar for availability and schedule your appointment.
View Calendar
What to Expect
Joshua D. Brett is a highly recommended insurance broker in the United States. Be selecting Josh, you will have a licensed and authorized professional with expertise about the different types of Final Expense insurance policies available to you from a very wide range of insurance carriers - so that you get the coverage you need at a cost you can afford. What separates Joshua from his colleagues in the industry is his above and beyond approach of guiding you through the information - keeping you engaged and on point. His determination to ensure you have an understanding of all the terms and conditions of your policy choice is felt and appreciated throughout the entire process.
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